[div_1]
What are the 5 tips for buying car insurance?: Car insurance represents an annual expense which is impossible to escape if you own a vehicle . Sometimes the premium could be very high and pose a problem for the financial situation. If you want to save on car insurance , here are 5 tips that will allow you to renew or get RC Auto at an extremely affordable price.
What are the 5 tips for buying car insurance?:
1. EVALUATE CAREFULLY WHETHER TO CHANGE INSURANCE COMPANY
In Italy there are really many insurance companies available : according to some estimates, there are about 170 businesses operating in this sector. You may be a longtime customer of a certain company, but it’s good to switch from time to time. Before you renew with your incumbent insurance company, shop around .
If you have reached a good class of merit , you could get a more advantageous quote by contacting another company. You should know that some companies offer incredible benefits to new customers. So, don’t remain static in this sense, but ask for quotes from other companies and take advantage of the so-called bonuses for new customers .
If you want to have a clear idea about it, you can compare insurance online at Assicurazione.it . In this way, you will be able to have a complete overview of the most advantageous companies and evaluate whether the proposed quote is better than the one offered by your current insurance company.
2. ANALYZE THE SERVICES TO BE INCLUDED IN THE AUTO TPL
Sometimes when you quote for auto insurance the price can vary depending on the services you decide to include . For example, some companies include tow truck support in case of problems, while others charge it extra. Still others, however, offer options such as black box and GPS tracking .
If you want to get a lower price and save on your car insurance, you need to carefully analyze the services offered. Include in the policy only those that really interest you and that you think might be useful.
If you notice that there are some useless or ineffective services, check if they can be canceled . In this way you will be able to obtain a deduction on the final price to be paid.
[div_2]
3. CHOOSE THE SUITABLE PAYMENT
In most cases, drivers choose to pay semi-annually for auto insurance . This means that you will have to pay the total cost of the policy in two annual installments . In some cases this may not be convenient.
There are companies that allow you to pay the insurance with a single annual installment . The annual payment can be advantageous because it allows you to save on the final price.
Beyond that, some insurance companies offer extra benefits if you pay by methods like a credit or debit card . Therefore, if you have this financial means, take advantage of it and receive the benefits you are entitled to.
4. CHOOSE THE DIRECT COMPANIES
In recent years, traditional insurance companies have been joined by direct ones . These are companies that do not have physical offices or agencies on the national territory but operate only online.
These companies are safe and are often able to offer advantageous prices for auto insurance as they reduce the costs of managing a physical location. In some cases you will also be able to take advantage of limited-time promotions aimed at attracting new customers.
Furthermore, the direct companies report directly to the large insurance groups. This means that they can offer you excellent guarantees and consolidated professionalism over time.
5. TAKE ADVANTAGE OF THE LAW
The Law , or its more recent version RC Familiare, is an excellent tool that you can use to save on the insurance of a second car. In fact, you can have a newly purchased vehicle directly acquire the merit class of another car from the same family nucleus . You can benefit from this law if the vehicle you need to insure has a lower quality class than the one already insured.
Remember that to save with the Law you must insure two vehicles of the same category. On the other hand, you cannot take advantage of this legislation if you want to insure a motorbike by transferring the merit class of a car, for this you must resort to the new family liability .
[div_3]
HOW MUCH CAN YOU SAVE?
If you take advantage of these 5 tips you can be able to save up to 50% on the cost of your car policy. So, as soon as you have the chance, try to follow these suggestions and you will realize how convenient it is to implement these small strategies without wasting time and money.