Paying your Axis Bank credit card bill online is quick, secure, and can be done anytime from anywhere. Whether you have an Axis Bank account or use another bank, Axis offers multiple digital payment options to make bill payment easy.
In this guide, you’ll learn all the ways to pay your Axis Bank credit card bill online, along with processing time, tips, and common questions.
1. Pay Axis Bank Credit Card Bill Through Axis NetBanking
If you are an Axis Bank account holder, this is the simplest method.
Steps:
- Log in to Axis Bank NetBanking.
- Go to Cards → Credit Cards.
- Select Pay Credit Card Bill.
- Choose the amount (total due, minimum due, or custom).
- Confirm the payment.
Payments made through Axis NetBanking are usually credited instantly.
2. Pay Axis Credit Card Bill Using Axis Mobile Banking App
Mobile users can pay the bill directly from the Axis Mobile app.
Steps:
- Open the Axis Mobile Banking App.
- Log in using your credentials.
- Tap on Credit Cards.
- Select Pay Bill.
- Enter the amount and confirm.
This method is fast and convenient for regular users.
3. Pay Axis Bank Credit Card Bill via UPI
Axis Bank allows credit card bill payment using UPI apps like Google Pay, PhonePe, Paytm, and others.
Steps:
- Open your preferred UPI app.
- Choose Pay Credit Card Bill or Pay via UPI ID.
- Enter your Axis credit card details.
- Confirm the payment.
UPI payments usually reflect within a few minutes or a few hours.
4. Pay Axis Credit Card Bill Through NEFT (Any Bank)
You can pay your Axis credit card bill from any bank using NEFT.
Steps:
- Add Axis credit card as a beneficiary in your bank account.
- Beneficiary name: Axis Bank Credit Card
- IFSC code: UTIB0000400
- Account number: Your 16-digit Axis credit card number
- Complete the NEFT transfer.
NEFT payments are usually credited within 2–4 working hours.
5. Pay Axis Credit Card Bill Using BillDesk or Third-Party Apps
You can also pay through trusted platforms like:
- Paytm
- Cred
- BillDesk
- Amazon Pay
Steps:
- Open the app or website.
- Select Pay Credit Card Bill.
- Choose Axis Bank.
- Enter your card number and payment amount.
- Complete the payment.
Some platforms may offer cashback or reward benefits.
6. Set Up Auto-Debit for Axis Credit Card Bill Payment
To avoid missing due dates, you can activate auto-debit.
How to enable:
- Log in to Axis NetBanking.
- Go to Credit Cards → Auto-Debit.
- Choose minimum due or total outstanding.
- Confirm the request.
Once enabled, your bill will be paid automatically every month.
7. Axis Bank Credit Card Bill Payment Processing Time
| Payment Method | Time to Reflect |
|---|---|
| Axis NetBanking / App | Instant |
| UPI | Instant – few hours |
| NEFT | 2–4 hours |
| Third-party apps | Instant – 24 hours |
| Auto-Debit | On due date |
Tips to Avoid Late Payment Charges
- Pay your bill at least 1–2 days before the due date
- Enable SMS and email alerts
- Use Auto-Debit for stress-free payments
- Always check confirmation after payment
Frequently Asked Questions (FAQ)
1. Can I pay Axis Bank credit card bill without an Axis account?
Yes, you can pay using UPI, NEFT, Paytm, Cred, BillDesk, or net banking from any other bank.
2. How long does Axis credit card bill payment take to reflect?
Most online payments reflect instantly. NEFT and third-party app payments may take a few hours.
3. What is the IFSC code for Axis credit card NEFT payment?
Use UTIB0000400 and enter your credit card number as the account number.
4. Is there any extra charge for paying Axis credit card bills online?
Axis Bank does not charge for online payments, but some third-party apps may apply a small convenience fee.
5. What happens if I miss my Axis credit card payment due date?
Late payment fees, interest charges, and a negative impact on your credit score may apply.
Conclusion
Axis Bank makes online credit card bill payment easy with multiple digital options. Whether you use NetBanking, mobile app, UPI, NEFT, or third-party platforms, paying your bill on time helps you avoid penalties and maintain a healthy credit score.
Choose the method that suits you best and make online payments part of your routine.